TRUCKING INSURANCE

Specialized coverage for long-haul operations. We focus on what matters most to truckers: proper coverage, competitive rates, and fast service.

CHOOSE YOUR PATH

Different operations, different solutions. Tell us about your business.

OWNER-OPERATOR

You own your truck and operate independently under your own authority. You need liability, physical damage, cargo, and non-trucking coverage that fits your specific lanes and commodities.

Typical operation:

  • 1-2 trucks under your DOT/MC
  • Long-haul routes (500+ miles)
  • General freight or specialized commodities
  • Working with multiple brokers/shippers
  • Need fast COIs and policy flexibility

What you need:

  • Auto liability ($750K-$1M+)
  • Physical damage (protect your investment)
  • Cargo ($100K minimum, usually more)
  • Bobtail/Non-trucking liability
  • General liability (if required by contracts)
GET OWNER-OP QUOTE

FLEET

You manage multiple trucks and drivers. You need scalable solutions, fleet safety programs, and consistent coverage across all units with centralized billing and management.

Typical operation:

  • 3+ power units
  • Multiple hired drivers
  • Regional or long-haul operations
  • Dedicated lanes or contract hauling
  • Need fleet management and loss control

What you need:

  • Fleet auto liability programs
  • Scheduled physical damage (all units)
  • Blanket cargo coverage
  • General liability (higher limits)
  • Possible workers' compensation
  • Fleet safety programs and resources
REQUEST FLEET REVIEW

WHAT WE NEED FOR YOUR QUOTE

The more information you provide upfront, the more accurate your quote will be. Here's what helps us get you the best rate:

AUTHORITY & INFO

  • DOT number
  • MC number (if applicable)
  • Years in business
  • Garaging state
  • Business structure (LLC, Corp, etc.)

OPERATION DETAILS

  • Operating radius / lanes
  • Commodities hauled
  • Annual miles per truck
  • Trailer types used
  • Contract types (broker, dedicated, etc.)

EQUIPMENT INFO

  • Year, make, model of each unit
  • VIN numbers
  • Stated values
  • Liens/loans on equipment
  • Trailer information (if applicable)

CURRENT COVERAGE

  • Current declarations page
  • Loss runs (last 5 years)
  • Prior insurance history
  • Requested coverage types
  • Desired effective date

Ready to get started? Fill out our online quote form or give us a call.

WHY WE FOCUS ON LONG-HAUL

Long-haul trucking has unique insurance challenges. We specialize in solving them.

CROSS-STATE COMPLEXITY

Long-haul operations face unique challenges with varying state requirements, different fuel tax regulations, and complex authority filings. You're not just dealing with one state's rules - you're navigating dozens.

We understand: IFTA reporting, IRP registration, state-specific insurance requirements, and how to structure coverage that works across your entire operating area.

RISK MANAGEMENT

More miles means more exposure. Long-haul drivers face higher liability risks, greater cargo values, and increased physical damage exposure from diverse road conditions and weather.

We help you manage risk with: Proper liability limits based on your lanes, cargo coverage matched to commodities, comprehensive physical damage for equipment that faces constant wear, and non-trucking liability for off-duty protection.

BROKER REQUIREMENTS

Long-haul operators typically work with multiple brokers and shippers, each with their own insurance requirements. Some want specific wording, higher limits, or additional insured endorsements.

We handle it: Fast COIs with proper wording, additional insured endorsements, waiver of subrogation when needed, and we understand what different brokers require.

SPECIALIZED MARKETS

Long-haul insurance isn't one-size-fits-all. Different carriers specialize in different commodities, risk profiles, and operation types. We know which carriers are best for each situation.

We match you with: Carriers that understand your commodity, markets that are competitive for your experience level, and programs designed for long-haul operations (not local delivery or dump trucks).

OUR PROCESS

Simple, transparent, professional

01

YOU SEND YOUR INFO

Fill out our quote form or call us directly. We need your DOT/MC, truck details, commodities, radius, and insurance history. Takes about 10 minutes if you have everything ready.

02

WE SHOP MULTIPLE MARKETS

We work with multiple A-rated carriers that specialize in trucking. We're finding you the best combination of coverage, service, and price - not just the cheapest quote. You get options, not just one take-it-or-leave-it offer.

03

WE PRESENT YOUR OPTIONS

We'll walk you through your quote options, explain the differences between carriers and coverage levels, and help you make an informed decision. No pressure, no insurance jargon - just straight talk.

04

BIND & FILE

Once you choose, we bind your coverage and file your MCS-90 with FMCSA. You'll receive your policy documents, ID cards, and we're ready to issue COIs immediately. Most of this happens same-day.

05

ONGOING SUPPORT

You're not on your own after binding. We handle COI requests, policy changes, add/remove vehicles or drivers, and provide claims guidance. One phone call handles everything. That's the TRISAFE difference.

GET YOUR TRUCKING QUOTE

Whether you're an owner-operator or fleet owner, we'll find the right coverage for your operation.